Incorporated owners
You take a salary, dividends, or both — and nobody has shown you the trade-off with the actual numbers. We model it before year-end and write down the plan.
Edmonton · tax planning before the deadline that matters
Most tax savings are decided before December 31.
April is when returns get filed; December is when the decisions that change them get made. A short, structured planning session turns your year into a written list of moves — with the numbers attached.
- Individual session $325 — 45 minutes plus a written summary you can act on.
- Owner planning review $450 — 90 minutes plus a two-page memo covering the corporation and the owner.
- Credited toward any engagement booked within 30 days.
Who benefits most
If you see yourself here, a session usually pays for itself in the first decision.
Self-employed & contractors
Income is lumpy, expenses are mixed with personal, and GST/HST registration is confusing. We separate the buckets and set the quarterly rhythm.
Rental & investment income
Several accounts, a rental or two, and no clear order for contributions or withdrawals. We map the order and the timing.
What you leave with
No theory. A written list of moves, owners and deadlines.
Individual session — $325
- 45-minute call or video
- Review of last year’s return and current-year estimates
- One-page written summary: the moves, amounts and deadlines
- Follow-up question by email within 7 days
Owner planning review — $450
- 90 minutes covering corporation and personal side
- Salary/dividend model with the assumptions shown
- Two-page memo: decisions, numbers, deadlines, next steps
- Coordination with your bookkeeping so the plan actually executes
Fees are CAD before GST/HST and are credited toward any engagement booked within 30 days. If we conclude planning is not worth it for your situation, we will say so and not book the session.
Planning questions
Is the planning fee on top of my return?
Yes — planning and filing are separate services, unless they are bundled in the annual owner package. If you book the planning session and then engage us within 30 days, the fee is credited.
When is the best time to do this?
October to early December, while there is still room to act before year-end. January works for some moves, but December is the practical cutoff for most compensation and expense decisions.
Do I need my books finished first?
Not finished — but current enough to estimate the year. If your books are behind, the $99 Books Health Check is the right first step.
Can you work with my existing accountant?
Yes. We can prepare the planning memo for you to bring to them, or coordinate directly with your permission.
Do you guarantee a lower tax bill?
No. We model and document the options and the trade-offs. The outcome depends on your facts, and we do not promise refunds or tax savings.
Request a planning session
Tell us roughly what your year looks like. We reply as quickly as possible with a time, the documents we need and the fixed fee.